Up to 75% LTV on purchases
Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification
1.5+ DSCR
Minimum FICO 700
5, 10, 30-year options
Multiple structure options available, to fit your unique investment strategy
Fixed rate, ARMs, fully amortizing, interest only, or balloons
. Our DSCR-based STR loans can finance the purchase of short-term rentals or help you take cash out of your existing portfolio, no matter what your property’s occupancy
is. Our experience in closing thousands of rental property loans every year make us a a private lender you can trust. LeadWay Financing’s expert short-term rental property financing team will make the process efficient and easy, and our nationwide reach empowers your investment strategy.
When you’re looking for loans for Airbnb properties, VRBO properties, vacation rental loans, or any other kind of short-term rental loans, LeadWay Financing is the nation’s premier lender, here to scale your short-term rental property portfolio.
VALUE ADD OR STABILIZED
SHORT - LONG TERM
As a leading private lender, our average time from initial submission to borrower approval is under 10 days.
One-time borrowers underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.